Digital Payment
Digital Payment Solutions & Security Services
Shaping the future of secure digital transactions
The Digital Payment Evolution
Digital payments are rapidly transforming financial services. Traditional cash and card methods are being replaced by mobile wallets, real-time payments, tokenization, and digital currencies. Consumers and businesses now expect transactions to be instant, secure, and mobile-first.
The rise of smartphone adoption, contactless technology, biometric security, and financial innovation platforms has positioned digital payments at the core of modern commerce.
Core Services
Mobile Payment Solutions
- Payment acceptance architecture (PCI-MPoC)
- EMV and contactless systems
- QR code payments
- Digital wallet integration
Digital Currency Solutions
- CBDC architecture and mobile security
- Tokenization strategies
- Offline payment capabilities
- Cross-border digital payments
Open Banking Integration
- Secure API architecture
- Third-party provider integration
- Consent management
- Transaction monitoring & compliance
Specialized Expertise
Payment Security Standards
- EMV implementation
- PCI-DSS, PCI-MPoC
- FIDO authentication
- ISO 20022 messaging
Payment Technologies
- Tokenization & HSMs
- P2PE & PKI infrastructure
- Secure element integration
- Key management systems
Delivery Approach
- Requirements & Assessment
- Business needs, compliance, security objectives
- Architectural Design
- Payment flows, integration, scalability
- Implementation Strategy
- Technology selection & testing roadmap
- Technical & Compliance Support
- Integration assistance, certification preparation
- Quality Assurance
- Security testing, performance validation
Recent Project Highlights
CBDC Mobile Implementation
- Designed security framework & threat models
- Developed control mechanisms & guidelines
Mobile Payment Acceptance Systems
- Architected PCI-MPoC solutions
- Integrated cryptographic protection & monitoring
Open Banking Integration
- Designed secure API frameworks (OAuth 2.0, OIDC)
- Built third-party onboarding and consent systems
Focus Areas
Security Architecture
- Encryption & authentication
- Fraud prevention & audit logging
Integration Capabilities
- Card networks & processors
- Digital wallets & gateways
Regulatory Compliance
- PCI, EMV, Open Banking
- Financial & data protection laws
Relevant Industry Experience
- Mobile Security Architect, Bank of Canada
- Senior Software Architect, Amadis
- Expert in payment systems, digital banking & finance technologies
Engagement Models
- Architecture consulting
- Technical advisory
- Security assessments
- Compliance & certification support
- Training workshops
Build Trust in Every Transaction
We help organizations design, secure, and implement next-generation digital payment systems with a future-ready security strategy.
Contact us to discuss architecture, integration or compliance support.